Deedmatch.com offers investment opportunities to sophisticated investors who would like to receive a high yield through private real estate lending on California deeds of trust with low to moderate risk. California real estate lending is essentially the making of a loan to a borrower. The loan is comprised of a promise to pay a debt, known as a promissory note and recorded document know as a California deeds of trust, also referred to as California trust deeds. Once the California trust deed is recorded, the promise to repay is secured by a lien place on the property. To summarize, the promissory note promises to repay the loan and the California deeds of trust is the security.

How does CCFG, Inc. Originate California Trust Deeds?

Here are some of the reasons why a borrower would pay a higher interest rate than traditional lending offers:

1. Banks take too much time to commit to a loan, and time is of the essence

2. The loan sought is not the type of loan typically made by a bank

3. Some borrowers do not wish to be scrutinized by the bank loan process or provide the substantial amount of paperwork requested

4. The borrower may not qualify for traditional bank financing

Liquidity is also a consideration. With the decrease in lending institutions due to the subprime mortgage collapse, combined with the tightening underwriting restrictions imposed by banks, a borrower’s choice is limited. Companies that invest in California trust deeds can be the only way to obtaining financing in today’s current market conditions.